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CMA Companies

The CMA has two subsidiaries: MD Financial Management and JouleTM.

MD Financial Management

MD Financial Management is a wealth management firm with deep understanding of physicians’ unique needs. MD is wholly owned by the CMA. MD helps clients build wealth and capitalize on opportunities that ensure they meet their personal and professional goals.

​MD Financial Management includes MD Financial Management Inc., MD Management Limited, MD Private Trust Company, MD Life Insurance Company and MD Insurance Agency Limited.


Joule provides you with trusted resources to make it easier for you to be at your best. Joule includes flagship products such as the CMAJ and PLI physician leadership courses. It also includes clinical tools such as DynaMed Plus, RxTx and POEMs. Together this suite of products and services supports the clinical and practice needs of CMA members and Canadian physicians.